If you’re looking for a cash-back credit card with no annual fee, the Chase Freedom and Chase Freedom Unlimited are options you’ll want to consider. The two cards have many common features, but they let you earn cash-back rewards in very different ways.
Here’s everything you need to know to decide between Chase Freedom and Freedom Unlimited.
Keep in mind that we’re focusing on the rewards and perks that make these credit cards great options, not things like interest rates and late fees, which will far outweigh the value of any points or miles. It’s important to practice financial discipline when using credit cards by paying your balances in full each month, making payments on time, and only spending what you can afford to pay back.
Chase Freedom vs. Freedom Unlimited: the biggest differences
The Freedom and Freedom Unlimited cards have more similarities than differences. The biggest difference is how the cards earn cash-back rewards. The Chase Freedom card gives you 5% back on purchases in rotating bonus categories on up to $1,500 in quarterly purchases when you activate and 1% everywhere else. The Freedom Unlimited card comes with a flat 1.5% back on all purchases.
Both cards reward you for every purchase. Freedom Unlimited starts…